To Whom It May Concern:
I understand that {Name} is seeking a {personal/business} loan. I can definitely vouch for them in this regard.
I extended a loan of {amount} to {Name} on {date/occasion}. They made all payments on time and in full, and the loan was paid off by {date}.
I feel confident that if you were to lend funds to {Name}, your money would not be at risk. They are reliable, ethical, and dedicated to prompt repayment.
{Sender}
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Index of Character Reference Letter Examples