Character Reference Letter for Bank

Dear Sir or Madam,

I am writing with regard to {Name's} loan application with your financial institution.

I have known {Name} for {length of time}, as I am {his/her} {supervisor, boss, etc.}. I can confirm that {Name} makes {number} annually, which will make it easy for {him/her} to repay this loan.

I can also speak to {Name's} moral character, which is upstanding to say the least. {He/she} is honest and possesses a strong sense of integrity. {He/she} also knows the importance of being responsible for one's obligations, which means I see no way in which {he/she} could possibly default on this loan.

I fully recommend that you approve the loan application immediately. Please contact me if you have any questions.

Thank you,

{Sender}

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